diff --git a/src/plugins/active-runtime-registry.ts b/src/plugins/active-runtime-registry.ts
index e79415255a8..073031afe12 100644
--- a/src/plugins/active-runtime-registry.ts
+++ b/src/plugins/active-runtime-registry.ts
@@ -3,6 +3,7 @@ import { normalizeSortedUniqueStringEntries } from "@openclaw/normalization-core
 import { resolveCompatibleRuntimePluginRegistry, type PluginLoadOptions } from "./loader.js";
 import type { PluginRegistry } from "./registry-types.js";
 import {
+  collectLivePluginRegistries,
   getActivePluginChannelRegistry,
   getActivePluginHttpRouteRegistry,
   getActivePluginRegistry,
@@ -15,6 +16,24 @@ export function getActiveRuntimePluginRegistry(): PluginRegistry | null {
   return getActivePluginRegistry();
 }
 
+// Plugin ids confirmed loaded across every live runtime registry surface
+// (active plus any pinned http-route/channel/session-extension registry), via
+// the canonical collectLivePluginRegistries() set. A plugin can stay live via a
+// pinned surface that diverged from the active registry, so reading "loaded"
+// from the active registry alone would mislabel it. No-op when the surfaces are
+// synced to the active registry (the common case).
+export function listLoadedRuntimePluginIdsAcrossSurfaces(): string[] {
+  const loaded: string[] = [];
+  for (const registry of collectLivePluginRegistries()) {
+    for (const plugin of registry.plugins ?? []) {
+      if (plugin.status === "loaded") {
+        loaded.push(plugin.id);
+      }
+    }
+  }
+  return normalizeSortedUniqueStringEntries(loaded);
+}
+
 function normalizeRequiredPluginIds(ids?: readonly string[]): string[] | undefined {
   if (ids === undefined) {
     return undefined;
diff --git a/src/status/status-plugin-health.runtime.test.ts b/src/status/status-plugin-health.runtime.test.ts
index c534b025fc0..a8164e7e6fc 100644
--- a/src/status/status-plugin-health.runtime.test.ts
+++ b/src/status/status-plugin-health.runtime.test.ts
@@ -11,7 +11,13 @@ import {
 } from "../plugin-state/plugin-state-store.js";
 import { createRuntimeHealthRecordEnvelope } from "../plugin-state/runtime-health-store.js";
 import { createEmptyPluginRegistry } from "../plugins/registry-empty.js";
-import { resetPluginRuntimeStateForTest, setActivePluginRegistry } from "../plugins/runtime.js";
+import {
+  pinActivePluginChannelRegistry,
+  pinActivePluginHttpRouteRegistry,
+  pinActivePluginSessionExtensionRegistry,
+  resetPluginRuntimeStateForTest,
+  setActivePluginRegistry,
+} from "../plugins/runtime.js";
 import { withStateDirEnv } from "../test-helpers/state-dir-env.js";
 import { collectRuntimePluginHealthSnapshot } from "./status-plugin-health.runtime.js";
 
@@ -245,4 +251,83 @@ describe("runtime plugin health snapshot", () => {
     ]);
     expect(resolveReadOnlyChannelPluginsForConfigMock).not.toHaveBeenCalled();
   });
+
+  it("records only runtime status:loaded plugins as runtime-loaded", () => {
+    const registry = createEmptyPluginRegistry();
+    registry.plugins.push(
+      { id: "runtime-ok", status: "loaded", enabled: true } as never,
+      { id: "runtime-broken", status: "error", enabled: true } as never,
+      { id: "runtime-off", status: "disabled", enabled: false } as never,
+    );
+    setActivePluginRegistry(registry, "runtime-loaded-ids", "default", "/tmp/ws");
+
+    expect(collectRuntimePluginHealthSnapshot().runtimeLoadedPluginIds).toEqual(["runtime-ok"]);
+  });
+
+  it("includes loaded plugins from a pinned channel registry diverged from active", () => {
+    const active = createEmptyPluginRegistry();
+    active.plugins.push({ id: "active-ok", status: "loaded", enabled: true } as never);
+    setActivePluginRegistry(active, "active", "default", "/tmp/ws");
+
+    const channel = createEmptyPluginRegistry();
+    channel.plugins.push({ id: "channel-only", status: "loaded", enabled: true } as never);
+    pinActivePluginChannelRegistry(channel);
+
+    expect(collectRuntimePluginHealthSnapshot().runtimeLoadedPluginIds).toEqual([
+      "active-ok",
+      "channel-only",
+    ]);
+  });
+
+  it("includes loaded plugins from a pinned http-route registry diverged from active", () => {
+    const active = createEmptyPluginRegistry();
+    active.plugins.push({ id: "active-ok", status: "loaded", enabled: true } as never);
+    setActivePluginRegistry(active, "active", "default", "/tmp/ws");
+
+    const httpRoute = createEmptyPluginRegistry();
+    httpRoute.plugins.push({ id: "route-only", status: "loaded", enabled: true } as never);
+    pinActivePluginHttpRouteRegistry(httpRoute);
+
+    expect(collectRuntimePluginHealthSnapshot().runtimeLoadedPluginIds).toEqual([
+      "active-ok",
+      "route-only",
+    ]);
+  });
+
+  it("includes loaded plugins from a pinned session-extension registry diverged from active", () => {
+    const active = createEmptyPluginRegistry();
+    active.plugins.push({ id: "active-ok", status: "loaded", enabled: true } as never);
+    setActivePluginRegistry(active, "active", "default", "/tmp/ws");
+
+    const sessionExtension = createEmptyPluginRegistry();
+    sessionExtension.plugins.push({
+      id: "session-only",
+      status: "loaded",
+      enabled: true,
+    } as never);
+    pinActivePluginSessionExtensionRegistry(sessionExtension);
+
+    expect(collectRuntimePluginHealthSnapshot().runtimeLoadedPluginIds).toEqual([
+      "active-ok",
+      "session-only",
+    ]);
+  });
+
+  it("dedupes runtime-loaded ids shared across registry surfaces", () => {
+    const active = createEmptyPluginRegistry();
+    active.plugins.push({ id: "shared", status: "loaded", enabled: true } as never);
+    setActivePluginRegistry(active, "active", "default", "/tmp/ws");
+
+    const channel = createEmptyPluginRegistry();
+    channel.plugins.push(
+      { id: "shared", status: "loaded", enabled: true } as never,
+      { id: "channel-only", status: "loaded", enabled: true } as never,
+    );
+    pinActivePluginChannelRegistry(channel);
+
+    expect(collectRuntimePluginHealthSnapshot().runtimeLoadedPluginIds).toEqual([
+      "channel-only",
+      "shared",
+    ]);
+  });
 });
diff --git a/src/status/status-plugin-health.runtime.ts b/src/status/status-plugin-health.runtime.ts
index afa017fe8d3..18c1343afbc 100644
--- a/src/status/status-plugin-health.runtime.ts
+++ b/src/status/status-plugin-health.runtime.ts
@@ -4,7 +4,10 @@ import { resolveReadOnlyChannelPluginsForConfig } from "../channels/plugins/read
 // ordinary status tests do not eagerly load plugin registry internals.
 import type { OpenClawConfig } from "../config/types.openclaw.js";
 import { listContextEngineQuarantines } from "../context-engine/registry.js";
-import { getActiveRuntimePluginRegistry } from "../plugins/active-runtime-registry.js";
+import {
+  getActiveRuntimePluginRegistry,
+  listLoadedRuntimePluginIdsAcrossSurfaces,
+} from "../plugins/active-runtime-registry.js";
 import {
   dedupeChannelPluginFailures,
   dedupePluginDiagnostics,
@@ -157,6 +160,11 @@ export function collectRuntimePluginHealthSnapshot(): StatusPluginHealthSnapshot
   const registry = getActiveRuntimePluginRegistry();
   const diagnostics = (registry?.diagnostics ?? []).map(normalizeDiagnostic);
   const plugins = (registry?.plugins ?? []).map(normalizeSnapshotPlugin);
+  // Confirmed runtime-loaded ids across all live registry surfaces (so a plugin
+  // still live via a pinned channel/http-route registry counts) let detailed
+  // status separate actually-loaded plugins from disk-scan inventory the merged
+  // snapshot also marks "loaded".
+  const runtimeLoadedPluginIds = listLoadedRuntimePluginIdsAcrossSurfaces();
   return {
     plugins,
     diagnostics,
@@ -168,6 +176,7 @@ export function collectRuntimePluginHealthSnapshot(): StatusPluginHealthSnapshot
     channelPluginFailures: collectChannelPluginFailures({
       diagnostics,
     }),
+    runtimeLoadedPluginIds,
   };
 }
 
diff --git a/src/status/status-plugin-health.test.ts b/src/status/status-plugin-health.test.ts
index a994f0c0f11..b6a938f85ee 100644
--- a/src/status/status-plugin-health.test.ts
+++ b/src/status/status-plugin-health.test.ts
@@ -250,4 +250,77 @@ describe("plugin health status formatting", () => {
     expect(text).toContain("- WARN legacy-plugin [hook-only]: uses a compatibility shim");
     expect(text).toContain("Full inventory: /plugins list");
   });
+
+  it("separates runtime-loaded plugins from installed-but-not-active inventory", () => {
+    const text = formatDetailedPluginHealth({
+      plugins: [
+        { id: "runtime-ok", status: "loaded", enabled: true },
+        // Disk scan marks this "loaded" from config, but the runtime registry
+        // never loaded it (absent from runtimeLoadedPluginIds).
+        { id: "installed-idle", status: "loaded", enabled: true },
+        { id: "broken", status: "error", enabled: true, failurePhase: "load", error: "boom" },
+        { id: "off", status: "disabled", enabled: false },
+      ],
+      diagnostics: [],
+      contextEngineQuarantines: [],
+      runtimeLoadedPluginIds: ["runtime-ok"],
+    });
+
+    expect(text).toContain("Loaded: 1 (runtime-ok)");
+    expect(text).toContain("Installed (not active): 1 (installed-idle)");
+    expect(text).toContain("Disabled: 1");
+    // The errored plugin stays in Errors and the disabled plugin in Disabled;
+    // neither leaks into the installed inventory line.
+    expect(text).toContain("- broken [load]: boom");
+    expect(text).not.toContain("Loaded: 2");
+  });
+
+  it("falls back to status-loaded when runtime provenance is absent", () => {
+    const text = formatDetailedPluginHealth({
+      plugins: [
+        { id: "a", status: "loaded", enabled: true },
+        { id: "b", status: "loaded", enabled: true },
+      ],
+      diagnostics: [],
+      contextEngineQuarantines: [],
+    });
+
+    expect(text).toContain("Loaded: 2 (a, b)");
+    expect(text).not.toContain("Installed (not active):");
+  });
+
+  it("keeps installed-only loaded plugins out of Loaded after merge", () => {
+    const snapshot = mergeStatusPluginHealthSnapshots(
+      {
+        plugins: [{ id: "installed-idle", status: "loaded", enabled: true }],
+        diagnostics: [],
+        contextEngineQuarantines: [],
+      },
+      {
+        plugins: [{ id: "runtime-ok", status: "loaded", enabled: true }],
+        diagnostics: [],
+        contextEngineQuarantines: [],
+        runtimeLoadedPluginIds: ["runtime-ok"],
+      },
+    );
+
+    expect(snapshot.runtimeLoadedPluginIds).toEqual(["runtime-ok"]);
+    const text = formatDetailedPluginHealth(snapshot);
+    expect(text).toContain("Loaded: 1 (runtime-ok)");
+    expect(text).toContain("Installed (not active): 1 (installed-idle)");
+  });
+
+  it("lists runtime-loaded plugins even when absent from the merged plugin records", () => {
+    // A plugin live only via a pinned runtime surface is in runtimeLoadedPluginIds
+    // but not in snapshot.plugins; it must still show under Loaded, not be dropped.
+    const text = formatDetailedPluginHealth({
+      plugins: [{ id: "active-ok", status: "loaded", enabled: true }],
+      diagnostics: [],
+      contextEngineQuarantines: [],
+      runtimeLoadedPluginIds: ["active-ok", "pinned-only"],
+    });
+
+    expect(text).toContain("Loaded: 2 (active-ok, pinned-only)");
+    expect(text).not.toContain("Installed (not active):");
+  });
 });
diff --git a/src/status/status-plugin-health.ts b/src/status/status-plugin-health.ts
index eec3c64ee8f..2c9e21f981b 100644
--- a/src/status/status-plugin-health.ts
+++ b/src/status/status-plugin-health.ts
@@ -59,6 +59,12 @@ export type StatusPluginHealthSnapshot = {
   runtimeToolQuarantines?: RuntimeToolQuarantineRecord[];
   compatibilityNotices?: PluginCompatibilityHealthNotice[];
   channelPluginFailures?: ChannelPluginFailureRecord[];
+  // Plugin ids confirmed loaded in the active runtime registry (status "loaded").
+  // Lets detailed status separate runtime-loaded plugins from installed/discovered
+  // inventory (the disk scan marks config-enabled plugins "loaded" before runtime
+  // load). Absent on hand-built/compact snapshots, where detailed rendering falls
+  // back to the merged status filter.
+  runtimeLoadedPluginIds?: string[];
 };
 
 /** Keeps the first record per key; later duplicates are dropped. */
@@ -146,6 +152,9 @@ export function mergeStatusPluginHealthSnapshots(
       ...(installed.compatibilityNotices ?? []),
       ...(runtime.compatibilityNotices ?? []),
     ]),
+    // Runtime-loaded provenance is a runtime-side fact; the installed disk scan
+    // cannot confirm it, so it never contributes here.
+    runtimeLoadedPluginIds: runtime.runtimeLoadedPluginIds,
   };
 }
 
@@ -235,10 +244,22 @@ function byLocale(left: string, right: string): number {
 }
 
 export function formatDetailedPluginHealth(snapshot: StatusPluginHealthSnapshot): string {
-  const loaded = snapshot.plugins
-    .filter((plugin) => plugin.status === "loaded")
-    .map((plugin) => plugin.id)
-    .toSorted(byLocale);
+  const statusLoaded = snapshot.plugins.filter((plugin) => plugin.status === "loaded");
+  // "Loaded" must mean runtime-confirmed loaded. When the snapshot carries runtime
+  // provenance, render that authoritative id set directly (it spans all live
+  // registry surfaces, so a plugin live only via a pinned surface still lists even
+  // when it is absent from the merged records); installed-but-not-active is then
+  // the status-loaded records the runtime did not load. Fall back to the raw
+  // status when provenance is absent (hand-built/compact snapshots).
+  const runtimeLoadedIds = snapshot.runtimeLoadedPluginIds;
+  const runtimeLoaded = runtimeLoadedIds ? new Set(runtimeLoadedIds) : undefined;
+  const loaded = (runtimeLoadedIds ?? statusLoaded.map((plugin) => plugin.id)).toSorted(byLocale);
+  const installedNotActive = runtimeLoaded
+    ? statusLoaded
+        .filter((plugin) => !runtimeLoaded.has(plugin.id))
+        .map((plugin) => plugin.id)
+        .toSorted(byLocale)
+    : [];
   const disabled = snapshot.plugins.filter((plugin) => plugin.status === "disabled").length;
   const errors = snapshot.plugins
     .filter((plugin) => plugin.status === "error")
@@ -266,6 +287,15 @@ export function formatDetailedPluginHealth(snapshot: StatusPluginHealthSnapshot)
     `Disabled: ${disabled}`,
   ];
 
+  if (installedNotActive.length > 0) {
+    // Installed/discovered plugins not loaded in the runtime registry. Neutral
+    // inventory, not an error: the gateway only starts the plugins its startup
+    // plan requires, so configured-but-not-started is a normal steady state.
+    lines.push(
+      `Installed (not active): ${installedNotActive.length} (${formatPluginList(installedNotActive, 8)})`,
+    );
+  }
+
   if (errors.length > 0) {
     lines.push(
       `Errors: ${errors.length}`,